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Buy Now, Pay Later with Credit Key on Thomasnet.com®

Get up to $50K Credit Line* and pay 0% for 30 Days. Approval in Seconds. Up to 12 Month Payment Terms.

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Proposal (1)

Get a Decision in Seconds

Receive an immediate response without impacting your personal credit score.

Calendar2 (1)

Simple, Affordable Monthly Terms

Get 0% interest for 30 days and as low as 1% per month. Up to 12 months terms.

Mobile-Optimization (1)

Innovate and Go to Market

Get funding to develop new products or drive production on what already works.

Money4 (1)

Large Lines of Credit

With credit limits up to $50,000 you can control your cashflow and get the parts you need.

What is Credit Key?

  • Finance the products your business needs when buying on Thomasnet.com. Once pre-qualified, choose the Credit Key option on the Industrial Buying Engine™ checkout page.
  • Credit Key is not a lease or financed loan, but a line of credit that allows you the flexibility to purchase your parts as needed.
  • You can qualify for up to a $50,000 line of credit, to use and pay as needed over a 12-month term.
  • With Credit Key, you can get pre-approved for a certain amount before you order.
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To Use Credit Key
You Will Need to:

  • Be an individual applying under your own name. If your business is a Sole Proprietorship you do not need to have a Federal EIN, but you will have to document some type of state registration of the business
  • Be an owner/signatory of the business in application
  • Be a U.S. citizen or resident and of minimum signing age in your state of residence
  • Have a FICO®/credit score of 600 or above
  • Have a total annual business income of $40,000 or more
  • Provide your Social Security Number
  • Have a nominated bank account or debit card for repayments
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Credit Key’s application process does not affect your personal credit. Credit Key does not charge any setup fees. If you choose to go beyond 30 days, you can be approved as low as 1% per month. Applying for Credit Key is a “soft inquiry.” This does not impact your FICO®/credit score. Subject to credit check and approval. Limited payment options are available for purchases under $500.00. All Credit Key loans are made by First Electronic Bank, a Utah Chartered Industrial Bank, member FDIC. For more detail please visit Credit Key terms and conditions here.


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*Subject to credit approval. The terms are for a loan to finance a purchase. Loans are made by First Electronic Bank, a Utah Chartered bank, member FDIC.